What is consolidating a loan

There's too many accounts to keep track of, a stack of bills on your desk each month, and if you fall behind, a steady drumbeat of phone messages from creditors who want to be paid.

In these circumstances, debt consolidation may be helpful. There are two main debt consolidation options: debt consolidation by taking out a loan, and debt consolidation programs such as those offered by American Consumer Credit Counseling (ACCC) that do not require you to borrow.

On ,000 of debt you can expect to pay anywhere between

On $10,000 of debt you can expect to pay anywhere between $1,400 to $2,500 in fees.

You’ll save money if your new loan has a lower interest rate.

Your financial history — including your credit score, income, job history and educational background — will dictate your new interest rate when you refinance.

It offers top-notch customer service and its costs and fees are well in line with industry standards.

Accredited Debt Relief is an affiliate and offers the same programs.

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On $10,000 of debt you can expect to pay anywhere between $1,400 to $2,500 in fees.You’ll save money if your new loan has a lower interest rate.Your financial history — including your credit score, income, job history and educational background — will dictate your new interest rate when you refinance.It offers top-notch customer service and its costs and fees are well in line with industry standards.Accredited Debt Relief is an affiliate and offers the same programs.

,400 to ,500 in fees.You’ll save money if your new loan has a lower interest rate.Your financial history — including your credit score, income, job history and educational background — will dictate your new interest rate when you refinance.It offers top-notch customer service and its costs and fees are well in line with industry standards.Accredited Debt Relief is an affiliate and offers the same programs.

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